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Vision

Vision coverage is offered through Superior Vision by MetLife. You can start participating on the first of the month after your date of hire (or on the first if your date of hire is the first). For more details, see the Certificate of Coverage.

Young woman wearing glasses with tablet on a red couch

How the Plan Works

The vision plan provides benefits for routine eye care, including comprehensive eye exams, frames and lenses, and contact lenses.

You can see any provider, but you’ll save money if you use a Superior Vision by MetLife provider.

You have the convenience of ordering glasses and contacts online.

Learn more

Vision Benefits at a Glance

Here’s a look at what’s covered and what you pay.

In NetworkOut of Network1
You Pay
Eye Exams (every 12 months)rowlabel
Ophthalmologist$10 copay$10 copay, then all amounts over $42 allowance
Optometrist$10 copay$10 copay, then all amounts over $37 allowance
Eyeglass Lenses1 (every 12 months)rowlabel
Single$10 copay$10 copay, then all amounts over $32 (per pair)
Bifocal$10 copay$10 copay, then all amounts over $46 (per pair)
Trifocal or progressive$10 copay$10 copay, then all amounts over $61 (per pair)
Lenticular$10 copay$10 copay, then all amounts over $84 (per pair)
Eyeglass Frames1 (every 12 months)rowlabel
Frames$10 copay, then all amounts over $150 allowance2$10 copay, then all amounts over $81
Contact Lenses1 (in lieu of eyeglasses and frames)rowlabel
Contact Lenses Fitting3Standard: $25 copay
Specialty: $25 copay, plus all amounts over $50 allowance		Full retail costs (not covered)
Medically Necessary$0 copay$10 copay, then all amounts over $210 allowance
ElectiveAll amounts over $130 allowance$10 copay, then all amounts over $100 allowance

1 Once in a 12-month period, you may receive benefits for eyeglasses/frames or contact lenses, but not both in the same year.
2 You will get a 20% discount on all amounts over the plan allowance.
3 Standard contact lens fitting applies to a current contact lens user who wears disposable, daily wear or extended wear lenses only. Specialty contact lens fitting applies to new contact wearers and/or a member who wear toric, gas permeable or multi-focal lenses.

Retail Discounts

As a participant in the Vision Plan, you will receive a retail discount for costs related to exams and materials that are not covered. Prior to your appointment, ask your provider to confirm whether they participate in the plan discounts.

 

LASIK Surgery Discounts

Superior Vision by MetLife has a nationwide network of independent refractive surgeons and partnerships with leading LASIK networks that offer members a discount. You can save 40% to 50% off the national average price of traditional LASIK.

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Frequently Asked Questions (FAQs)

Will I get a vision ID card?

Yes. You will receive a vision ID card when you enroll for the first time. If you need a replacement card, contact Superior Vision by MetLife at  833-393-5433. You can also request a replacement card or print a card at mybenefits.metlife.com. You will  need to register the first time you access the portal. In addition, you may access an ID card from the MetLife phone app, available from the App Store or Google Play.

What’s the difference between an optometrist and an ophthalmologist?

An optometrist is an eye doctor who can perform eye exams and vision tests, as well as prescribe and fit eyeglasses and contact lenses.

An ophthalmologist is a medical doctor who specializes in eye care. Ophthalmologists can diagnose and treat eye disease, perform eye surgery, and prescribe and fit eyeglasses and contact lenses.

Your 2024 Vision Biweekly Benefit Deductions

Vision Plan
Employee Only $3.33
Employee Plus Children $5.38
Employee Plus Spouse $7.15
Employee Plus Family $9.81

Find a Provider

Visit metlife.com/vision and click on “Find Vision Provider.” Choose your network provider: Superior Vision by MetLife. Then enter your address. After you select a provider, call the office to confirm their network participation. Not all eye care professionals at each office or optical store are considered in-network eye care professionals.